I have been using Stash since November 2016 and I am a huge fan. Stash is an app based platform to invest in ETF’s (exchange traded funds) and offers over 40 of them. ETF’s are a grade investment to help diversify your portfolio and mitigate risk, as well as a sound investment for beginners. When you follow the link https://get.stashinvest.com/brandoni35n0 you will receive one year of free investing (normal fee is $1 a month for accounts under $5,000, and 0.25% APY for accounts over $5,000). Below are some pictures of my own stash portfolio and what all I own.
The first screen shot is the portfolio screen, here you can see Total Portfolio Value and Total Return. As you can see in 13 months I’ve managed an impressive 25% return, with minimal risk. The screen shot on the right shows my account balance over time, if you have seen my stretch investing article you may recognize the steady ramp up over the summer months and the slow decrease in the fall months as I start to pull out money for large expenses that come up. I would normally sell off portions of my highest return ETF’s and any funds I would receive from dividends or bank transfers would go toward the worse preforming ETF, thus following the sell high, buy low mantra.
As of 12/20/2017 here are my best and worse performing investments over the duration I’ve used the app.
Unfortunately, the app organizes based on total return in dollars which accounts for the size of the position and not just the % return. Essential Europe is my worse preforming ETF; however, I’ve only owned it since July so a 4.4% return in 6 months would ideally equate to a 8.8% return for the year, being inline with the overall market average historically speaking.
I would highly recommend this app for anyone looking to easily diversify their portfolios, or a beginner looking to get their toes wet. The app also features an IRA retirement account, and articles to help beginners learn about ETF investing and the stock market.
*Received the summary for the year from stash take a look and let me know what you think.